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Make a name for yourself with an MBA

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Make a name for yourself with an MBA

If you’ve got a business vision, why sit back when you can take the lead? With a Master of Business Administration (MBA) behind you, you’ll be equipped and ready to make those vital decisions around management and strategy.

To become a great business leader, you’ll need to understand the worlds of the people you manage. Through an MBA, you’ll gain an all-round knowledge of key business areas, such as marketing, accounting and finance. To truly stand-out, you’ll also need to understand the local and international business landscape, and have the ability to make decisions that keep humans at the centre of your thinking. These skills are typically a focus of any modern, forward-thinking MBA degree.

The best thing you’ll gain is a new perspective – it’s when you critique and question the status quo, that you’re truly capable of making a difference.

Those who’ve gone before

The great thing about an MBA, is that it’s well-suited to the online learning format. Many students have succeeded in not only gaining their MBA online via Open Universities Australia (OUA), but using their learnings to make a name for themselves in the workforce.

Edward

For Edward – Project Manager at NAB – his MBA has not only meant excellent career opportunities, but the chance to be a role model. “Being a family man, I just want to show my kids that anything is possible when you put your mind to it”. At first, he was hoping just for a pass, given his competing work and family commitments, but he was surprised by the level of success he managed to achieve.

Edward smiling

Michelle

Michelle also works for NAB, having worked her way up the ladder without a degree. But there came a point of plateau, where Michelle realized she needed to expand and extend her knowledge through higher education. Because of her years of experience in the workforce, Michelle was able to enter an MBA straight off the bat. Ever since graduating, Michelle has been able to rise higher and now works as a Product Portfolio Manager. “The doors kept opening for me, and now I’ve worked in six roles across diverse areas of the business”.

Michelle smiling

Nessa

Nessa is currently studying RMIT’s MBA, online through OUA. “Leaders and managers in the past have talked about the importance of theory behind practice,” says Nessa of her choice to jump back into postgraduate study “so that was really the driver”. Nessa plans to continue her work in the public health sector, with the goal of becoming CEO of a local community health centre, where she’s able to play an influential role in improving the lives of the underprivileged.

Nessa in a meeting

Study your MBA online via OUA

An MBA can take you anywhere, into any industry – making it an incredibly popular postgraduate degree across the board. It’s quite fair to say, you can’t go wrong with an MBA, and OUA is proud to offer a number of them from leading unis across Australia.

Be sure to check out the MBA webpage for in-depth detail about choice, cost, and accreditation, as well as FAQs.

Get in touch

If you’re keen to step up your career, but find yourself questioning whether an MBA is right for you – contact a student advisor via phone or live chat for a friendly conversation, or fill out the form on this page to be contacted soon.

Taking the leap can be daunting, but when the doors start opening, you’ll be thrilled you earned your MBA.

Pave your own postgraduate path

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Pave your own postgraduate path

The thought of going back to university can be daunting, particularly when it’s online study, and you’ve got a career to juggle. Students often tell us about the barriers that initially held them back from enrolling – sometimes for years. There’s the worry it will be too expensive, the fear of neglecting the kids, and the concern that it won’t be worth the time and effort.

We hear the apprehension around postgraduate study loud and clear. However, you might not realise the variety of options you have, and just how flexible online university study can be. Being a student while juggling other commitments is not easy, however you will build stamina and willpower, and your self-worth will skyrocket, as will your worth in the marketplace. So here are some ways in which we can help you take on postgraduate study and succeed.

Take it one subject at a time

So you’ve got no time? Welcome to the 21st Century! With everything going on, finding time to focus on uni might seem impossible. We know that balancing work and life with assignment deadlines is no easy feat. While it won’t be a walk in the park, online study saves you travel time and puts you in control of your timetable and the pace in which you study.

Better yet is the ability to start studying a single postgraduate subject – as opposed to committing straight up to a degree. You can choose from over 400 university subjects to upskill in a particular area, and decide whether you want to continue. There’s no pressure to keep going, but if you want to, you’ll receive credit towards a recognised postgraduate qualification.

Build your own degree

The flexibility of online uni isn’t just about studying where and when you want. You can also customise your studies to build a degree that’s tailored to you. By providing subjects from 15 different Australian universities, we enable you to pick and choose electives across unis that satisfy your interests or career goals. We help break the mold, so you don’t have to follow a prescriptive or traditional path to gaining your degree.

Manage the cost

While there’s no sugar-coating the fact that university study comes at a significant cost, there are ways of combating the effects. When it comes to fees, several government loan schemes are available. For example, through us you can access Commonwealth Supported Places, HECS and FEE-HELP to pay for your studies up front, and repay the loan later. You can also access loans for single subjects, which is a unique benefit of enrolling through us.

Gain recognised qualifications

Some new students have concerns that a degree studied online won’t be taken as seriously by employers, but nothing could be further from the truth. Australia’s leading universities have moved their courses online, so when you study with them through us, you will graduate with exactly the same degree as if you attended on-campus.

Support if you need it

‘Will I be all alone in all of this?’ is a frequently asked question. But rest assured when you start your course you’ll have constant contact with your tutors and engage with fellow students from all over Australia. You’ll find people just like you, and those who are completely different, all ready to share the online uni study experience. We’re also here to help with study planning, administrative queries and guiding you through your options.

 

So there you have it. When you choose to study online at postgrad level through us, you’re in control. Take advantage of the flexibility and stress less knowing that you can make it work for you. If you do have any questions or concerns, don’t hesitate to contact one of our expert student advisors.

 

Partner spotlight: The impact of Sponsored courses model and accreditation

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Partner spotlight: The impact of Sponsored courses model and accreditation

Wellcome Genome Campus Advanced Courses and Scientific Conferences launched its first biomedicine courses on FutureLearn earlier this year. Working with internationally-renowned scientists and healthcare professionals, the team’s expert courses are aimed at research scientists, clinicians and healthcare professionals, as well as students and the wider public who are interested in learning more about genomics, biomedical research and bioinformatics. The Campus is particularly interested in reaching a global audience and up-skilling learners in parts of the world where access to face-to-face training may be limited.

Attracting a professional audience

To help reach this professional audience, the team added accreditation to both courses. Bacterial Genomes: Disease Outbreaks and Antimicrobial Resistance is accredited by the Royal College of Pathologists and the Royal College of Nursing. Bacterial Genomes: From DNA to Protein Function Using Bioinformatics is accredited by the Royal College of Pathologists.

Delivering free access via the Sponsored course model

Wellcome Genome Campus Advanced Courses and Scientific Conferences are committed to removing barriers to accessing learning, so, for this reason all their courses are Sponsored, meaning that all learners receive free, unlimited access to the course and a free, downloadable, digital Certificate of Achievement when they become eligible. This approach has helped more than 1,500 learners achieve full participation on their first two courses, completing more than 90% of the Steps and all tests.

By using the Sponsored model, the Campus would also like to encourage universities, colleges, and scientific training organisations to use these courses in full in their teaching and training. No permission is needed for using or integrating in full or partially the courses or materials in teaching and training although acknowledgement is expected, and email communication about usage is welcomed.

Our work with the team at Wellcome Genome Campus Advanced Courses and Scientific Conferences led to media coverage in Nursing Times and University Business allowing us to promote the free courses to key audiences. 

 

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Research insights

Educator spotlight: A MOOC with no gobbledegook

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Educator spotlight: A MOOC with no gobbledegook

Professor Andy Parsons is one of the most enthusiastic educators on FutureLearn. His course, Exploring Everyday Chemistry, or in his own words “A MOOC with no gobbledegook“, has proved hugely successful not just on the platform but in terms of admissions for the University of York. 

Andy, who is also Head of Admissions for the Department of Chemistry said they are delighted with the impact and positive learner feedback, and the opportunity to engage with so many enthusiastic Chemistry students ahead of them making their UCAS applications. This includes the opportunity to use the course as a part of a distinctive Widening Participation initiative (if students living in an area with a low progression to higher education successfully complete the course, they can receive an alternative admissions offer).

From the cinematic but slightly tongue in cheek trailer to Andy’s kitchen experiments, and his recent attempt to crowdsource the world’s largest list of household chemical products, it’s clear that this is not your typical chemistry course. As Andy says “To engage MOOC learners, it is important to have a ‘face’. We tried to make the video… feel informal” and “wherever possible, we employed humour”. Andy has done a great job injecting his course with personality and creating a sense of his presence even though his time is limited. This, along with his efforts to keep the course fresh, use undergraduate mentors to actively help facilitate the course, and refine it after each run have no doubt contributed to its success.

As part of our work with Andy and The University of York, we were able to secure Andy an opportunity to write an opinion piece for EducationInChemistry where we could promote the course to a very relevant audience.

Category
Research insights

Creating a good environment for completing online learning

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Creating a good environment for completing online learning

Learning online requires determination: there’s no teacher keeping an eye on you and distractions just a click away. Your learning is entirely in your hands: it’s up to you to keep going. So how do you?

A good starting point is creating a pleasant environment to learn in. Here are a few recommendations that have helped the FutureLearn team with their  own online learning.

1. Make space

Stacks of paper and books might look impressive, but a sudden book avalanche is a distraction at best and a hazard at worst. Make sure you have plenty of room for the device you’re learning on and an area to take notes if required. Clear your immediate working area of clutter and distractions and you should be able to improve your focus.


2. Get the temperature right

The next distraction to remove is temperature. Make sure you’re not too hot or cold. If you find yourself shivering (or sweating) over your computer at home try visiting a local library or cafe, their temperature is usually constant.


3. Adjust the lights

Like temperature, how much light you want when studying can sometimes come down to personal preference: maybe you like a room as full of natural light as possible, or maybe you prefer it cosy and dark. Either way make sure you’re able to clearly see your screen and there’s not too much glare, else you might end up with eye strain.


4. Get comfortable

If you’re using a computer for a long period of time make sure your computer is positioned appropriately and that you’re sitting appropriately. How do you do that? Read more on the NHS to find out. If you’re in an uncomfortable seat or position you’re not going to be able to focus on your studies, so try and make yourself as comfortable as possible (without falling asleep).


5. Turn up (or down) the volume

When you’re doing an online course you’re most likely going to have videos to watch, so music isn’t always useful. But if you’ve got reading to do, an assignment to write, or notes to organise it might spur you on. Work out if music helps you, and then investigate if certain genres of music are better than others. Sometimes lyrics can be distracting so try searching for lyric-free playlists (we like the Peaceful Piano and Music for Concentration playlists on Spotify).


6. Learn what works for you

Lastly, and most importantly, you need to learn what works for you. Maybe you learn best amongst clutter in the heat of the summer sun. Maybe you learn exceptionally well listening to 90s club anthems. Treat our advice as a starting point and try adjusting your environment, eventually you should find something that works for you.

Got any advice for creating a good learning environment? Tell us in the comments.

How to keep up your learning over the holidays

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How to keep up your learning over the holidays

In London the evenings are cold and dark, mulled wine is simmering, and yards and yards of Christmas lights are appearing as if by magic. The UK, along with many other countries around the world, is gearing up for the start of a season of food, fun and festivities – be they for Christmas, Hanukkah, Kwanzaa, Hogmanay or one of many other celebrations.

During this period most of us get time away from work or university and we all intend to put this time off to good use – but it’s not always easy. To help, we’ve had a good think about a few ways to keep up with your courses, as well as the celebrations.

1. Create and stick to a schedule

tips-for-learning-over-the-holidays-futurelearn-1

When you’re in holiday mode it’s easy to lose track of the hours and days – before you know it, it’s the New Year and you’re back at work. To avoid this, try to plan your schedule beforehand. Mark certain days, or hours, as learning hours and set reminders on your phone or in your diary so that you stick to them. By doing this you can easily space out your learning and balance it with festive activities.


2. Think of a goal

tips-for-learning-over-the-holidays-futurelearn-2

What do you want to have achieved by the end of the holiday period? Or by the end of December? Try setting yourself a goal. It might be something practical like ‘finish Week 5 and 6 of my course’, or it could be learning-focused like ‘understand conversational Italian’.

Write your goal out nice and big on a post-it note or piece of paper and stick it somewhere you can see it, so each day you’re reminded of what you’re working towards.


3. Take it step by step

tips-for-learning-over-the-holidays-futurelearn-3

A key thing to remember over the holidays is that you can learn in really small chunks – learning doesn’t have to take over your whole day. All FutureLearn courses are split into steps so you can do a little bit here and there. If sitting down for a solid hour of learning isn’t working for you, try 10 minutes at breakfast, lunch and dinner.


4. Don’t forget to reward yourself

tips-for-learning-over-the-holidays-futurelearn-4

If you’re still struggling to keep going with your learning, try making sure you have rewards for when you complete some learning. For instance, if you finish five steps of a course you could have a one-minute scroll through Twitter. Or if you finish 20 steps you can have a cup of eggnog or hot chocolate. Little rewards can help keep you motivated if you’re struggling.

Got any other tips on keeping up your learning during December and January? Let us know in the comments below.

Famous fictional examples of classical management styles

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Famous fictional examples of classical management styles

Miranda Priestly, Editor in Chief Runway Magazine – autocratic

With her dictated orders and high expectations of employees Miranda Priestly is a classic autocratic manager. She does not want or expect feedback from her staff, she is in full control of the situation at all times and delivers punishment with little remorse if her employees do not perform as expected.

Management Styles FutureLearn 1

Other examples of more autocratic style managers and leaders:
The Queen of Hearts (Alice in Wonderland), Sauron (Lord of the Rings)


Professor Dolores Umbridge, Hogwarts High Inquisitor – bureaucratic

Ruling not so much with an iron fist as a paper one, Professor Dolores Umbridge ascended to power at Hogwarts on a wave of forms, rules and regulations. She exhibits much of the behaviour of a bureaucratic manager: she believes above all in procedure and compliance and does things by the book. Professor Umbridge however shifted to more of an autocratic style when she began to make up a book all of her own.

Management Styles FutureLearn 2

Other examples of more bureaucratic style managers and leaders:
Roz (Monsters Inc), Martin Brody (Jaws), Captain John H. Miller (Saving Private Ryan)


John Hammond, CEO Jurassic Park – laissez-faire

The most ‘hands off’ of our fictional managers, John Hammond is a great example of a laissez-faire manager (at least to start with). These types of managers set tasks and deadlines but often offer minimal direction – they leave the power in the hands of the employees. Take for instance John Hammond giving the scientists sizeable funding, letting them get on with the park and then dropping in for a surprise visit. It’s worth noting a ‘hands off’ approach may not be the wisest choice when managing a park full of dinosaurs.

Management Styles FutureLearn 3

Other examples of more laissez-faire style managers and leaders:
Gregory House MD (House), Ron Swanson (Parks & Recreation)


Simba, Leader of the Pride – democratic

It’s no small task being a successor (especially when you’re following on from Mufasa). Simba, unlike his more autocratic father, pursues a more democratic style. He listens to advice from Nala, Timon and Pumba, keeps them informed of his decisions and gathers information from the wider team – in this case the team being a mystic mandrill and a deceased father appearing in the clouds. When he finally takes the stage as head of the pride his team even join him on Pride Rock.

Management Styles FutureLearn 4

Other examples of more democratic style managers and leaders:
Albus Dumbledore, Danny Ocean (Ocean’s Eleven), Jon Snow (Game of Thrones)


Coursera Partners with University of Toronto to Train the Next Generation of Autonomous Vehicle Engineers

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Coursera Partners with University of Toronto to Train the Next Generation of Autonomous Vehicle Engineers

Self-driving cars will reshape our cities and our lives. Imagine a world with fewer automobile accidents, less road congestion, and even increased access to vehicles for older populations and those with disabilities — self-driving cars are the key to increased mobility and road safety. By some estimates, we can expect to see over 20 million self-driving cars on the road by 2030, creating more than 100,000 new U.S. mobility industry jobs in the next decade. However, the major players in the self-driving car market guard their technology and advancements closely, making it difficult to gain access to the crucial knowledge needed to enter the field. What’s more, we’re seeing sweeping demands for safer practices and more rigorous testing.

Our shared vision for the industry requires us to create a talent pool focused on bringing safe autonomous vehicles to public roads. Today, we’re excited to announce our partnership with the University of Toronto to offer a first-of-its-kind Self-Driving Cars Specialization. Designed and taught by renowned instructors Professor Steven Waslander and Professor Jonathan Kelly who have more than 30 years of experience in autonomous robotics research, the new Specialization emphasizes safety and provides the latest technology and research to enable learners to enter the AV industry. The first course in the four-part Specialization is available today, with subsequent courses rolling out through 2019.

“Self-driving cars have the potential to increase road safety, lead to more efficient use of roadways and vehicles, and even reduce pollution,” said Jonathan Kelly, Assistant Professor, University of Toronto Institute for Aerospace Studies. “I think you’d be hard-pressed to find a more challenging engineering problem than designing robust self-driving cars. But that challenge is very exciting. It forces us to think about new ways of doing things. And the more people we have doing it, the greater our chances of success.”

The courses will teach learners how to assemble the full software stack required to define the operations of autonomous vehicles. The backbone of the learning experience is an open-sourced simulator called CARLA, which exposes learners to realistic driving conditions like extreme weather, varied lighting, pedestrians and more. By the end of the four-course Specialization, students will be able to drive a virtual car around a simulated racetrack.

The Specialization is designed for learners who already have some engineering experience but little to no formal training in self-driving technologies. Upon completing the Specialization, learners can apply to in-demand jobs such as Autonomous Driving Software Developer, Autonomous Driving Engineer – Planning and Control, Autonomous Systems Test Engineer, as well as other popular roles, such as Computer Vision Specialist, Machine Learning Specialist, Deep Learning Specialist, Embedded Systems Engineer, and Robotics Software Engineer.

To enroll and learn more about the Self-Driving Cars Specialization, visit coursera.org/specializations/self-driving-cars.

 

How to Talk to Your Boss About Getting an Online Degree

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How to Talk to Your Boss About Getting an Online Degree

Congratulations! You’ve made the decision to pursue an online degree. Making this commitment to your future should feel exciting and empowering — but you also might feel anxious about telling your boss.

You shouldn’t. Many students enrolled in a Master’s degree program with Coursera complete their coursework while continuing at their current job and even earn promotions along the way as they learn new skills!

If you take the right approach, you can turn an anxiety-inducing conversation into a positive one. Here are some tips on how to talk to your boss about getting an online degree:

Know The Facts

First of all, you should know that you’re not alone. According to the National Center for Education Statistics (NCES), over 3 million undergraduate and graduate students are aged 30 and over. That’s about 18% of the total. It represents over 45% of the total number of graduate students.

What does that have to do with you? It means you’re hardly the only person in an online degree program that works a full-time job. That should give you (and your boss) confidence that you can balance both workloads. Increasingly, it’s the norm!

Find the Right Time

Timing is everything! So, make sure to schedule the meeting at an opportune time to discuss your plans for an online degree. According to Forbes, your boss is most likely to be in a relaxed state of mind during the afternoon and on Fridays. It’s in your best interest to avoid scheduling your meeting first thing Monday morning.

Set Your Goals

Before your meeting, take time to consider your goals for your online degree, as well as how it will impact your current job. How do you foresee your online degree changing your weekly routine?

For example, are you studying because you’d like to take on more of a leadership position? If so, you should have that conversation with your boss up front. Alternatively, are you looking to transition to a different type of role or career? Consider how you’ll bridge that with your manager and your team.

Be Positive…

Change can be scary when you’re trying to run a business, so be sure to start your meeting on a positive note. Reiterate your commitment to the company, and make sure your boss understands that your online degree isn’t going to prevent you from doing your job.

Then, emphasize your dedication to developing your career, and explain how your new skills will enhance your value to the company. If you make your case sincerely and effectively, your boss should be almost as excited as you are about your decision.

… but Be Realistic

Of course, you also need to acknowledge the added responsibility of pursuing an online degree as you keep up with your existing workload. This is the more challenging part of the conversation, so be sure to understand the schedule for your program and the demands it will place on your time beforehand.

How many hours a week will you need for your classes and coursework, and on which days? Are there periods of the semester when you’ll be especially busy (or not)? Make a plan for how you’ll manage your new time commitments, and share it with your boss to provide assurance that you’ve got everything under control.    

Make It a Conversation

Follow your plan as best you can, but remember to allow for an open conversation and listen seriously to any feedback from your boss. That includes addressing valid concerns without getting defensive; instead, hear your boss out, and work together to tackle the issue.

This kind of give-and-take can be a great opportunity to finish the conversation on a high note. By jointly establishing plans for managing real-life situations at work, your boss will be more likely to buy in to your decision and endorse it with confidence.

Stay Above Water

So your boss has given you the seal of approval and you’ve enrolled in your online degree program. What’s next?

Deliver what you promised. Stay on top of your responsibilities at work and keep your boss updated on any major developments with your degree program. While your boss and colleagues might be aware of your online degree program, it’s easy for them to forget just how much it’s impacting your day-to-day life. Be vocal about what’s on your plate and reach out if you need support.   

And always remember, if an online degree benefits you it will also benefit those around you — including your boss. Follow the right steps and you’ll make this opportunity a win-win for everyone.

Considering an online degree? Coursera offers high quality, 100% online and affordable degrees from the University of Pennsylvania, the University

 

Not All Data Is Created Equal

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Not All Data Is Created Equal

High-quality and relevant data can be a powerful force for good, but flawed data only perpetuates inequalities under the guise of fairness.

At its best, data science can impact global societies in incredible ways. It can work to enhance ocean health, identify and deliver food surpluses to feed the hungry, and use cellphone data to standardize public transportation routes in developing areas like Nairobi.

Data scientists in both the public and private sectors must understand the underlying opportunities to use data in new applications, address potential ethical and bias risks, and weigh the need for data regulation.

Before algorithms can be used appropriately, it’s necessary to access good data sources and evaluate the quality of all available data. According to Vinod Bakthavachalam, a senior data scientist at Coursera, critical questions to ask before using a data set in any application include: Is there measurement error? Do I understand how the data was captured? Are there weird outliers or other abnormal numbers?

“Even if the data on its own is good, there’s always a chance it may be unusable if it’s not right for a specific purpose,” he says.

For example, you may have high-quality data on a consumer’s willingness to spend over $100 on shoes, but perhaps that data was collected during the holiday season when shoppers traditionally spend more and is thus inapplicable to predicting year-round shopping trends. In other words, it may be the best data in the world, but whether it’s the most relevant data is an entirely different matter.

Data scientists must also understand that although algorithms can make a positive difference in society, there is a risk that some algorithms instead further entrench cultural prejudice and bias.

Machine learning algorithms are one of the most common data algorithms in daily life. They are frequently used to suggest products for consumers on e-commerce sites, and they’re also increasingly applied in cases like hiring or lending decisions. Used correctly, such algorithms can remove racial or gender bias by focusing on internal characteristics that predict success, thereby ignoring the human tendency to prefer people who are similar to themselves.

However, used incorrectly, these models simply provide a veneer of respectability to an otherwise unethical process. An algorithm that sees bias in its training data will spit out biased conclusions when fed new data because machine learning algorithms don’t make the best decisions; they make the decision the human that “trained” it would have made. For example, if a company has only hired white males in the past and trains its hiring algorithm using that data, it will perpetuate such hiring practices. Biased data, then, leads to biased results.

To avoid such biases, Coursera deliberately chose to ignore gender when training its machine learning algorithms to recommend classes to potential students.

“In the U.S., women are less likely to enroll in STEM classes, so if we used gender, it wouldn’t recommend certain courses to women,” Bakthavachalam says. “We want to encourage women to enroll in STEM classes and avoid any biases in the algorithms.”

Coursera’s experience underscores the fact that although there is no silver bullet for avoiding algorithmic bias, it’s also not too complicated a problem to fix, either. In fact, it’s more a matter of awareness than a difficult engineering problem to solve, and it begins with the knowledge that artificial intelligence is by no means perfect. According to Bakthavachalam, data scientists must avoid treating machine learning algorithms as black boxes because “if you don’t know what’s going on under the hood, it’s hard to imagine and diagnose issues.”

Data scientists must also be vigilant in their initial examination of training data, a process that needs to have a diverse team and, in some situations, outside reviewers. The biggest risk, according to Bakthavachalam, is that data scientists realize the potential for data misuse, but don’t put in the necessary work to rectify potential issues.

“Everyone has different value systems, and being open and upfront about the algorithm can lead collectively to the right decision,” says Bakthavachalam.

On a positive note, data science makes it easier to eliminate bias by quantifying prejudices and highlighting trends that may otherwise go unnoticed. This allows data scientists to remove bias by analyzing only legitimately relevant information, therefore empowering companies to provide services to previously underserved populations, especially in the financial services realm.

An example is MyBucks, the fintech company powered by a machine learning-enabled, credit-scoring engine that serves the underbanked in 11 African nations. By aggregating large amounts of data, MyBucks has greater insight into which individuals are likely to default, allowing them to move beyond a reliance on more simplistic predictors like credit score.

In Kenya, for instance, data is pulled solely from an individual’s phone, and loans are paid directly into mobile wallets within minutes.

This service is especially important in nations where schools require full tuition payment upfront, historically a significant barrier to pursuing an education in some poorer countries.

Above all, data scientists must avoid getting lost in the techniques and methods of their trade. They must ask questions about who will be affected by the work and how are they ensuring that by doing “good” for one group, they don’t inadvertently harm another.

It’s through transparency about how data is collected, how it’s defined, and its limitations that analysts working together can get the most impactful results. Machines can learn, but it’s the human insights and supervision that enable organizations to balance power and fairness.